Protect the oral health of your patients and let us help protect the financial health of your dental practice.
We can help you source comprehensive, competitive, customized dental practice insurance for healthcare professionals.
Dental Practice Insurance
Who we provide cover for
Your dental practice is invested in your patients. But sometimes it’s not all smiles. Complications and perceptions of error in general dentistry services and surgical procedures pose risks that can jeopardize the financial health of your dental practice.
We can help you protect your investment with comprehensive professional liability and commercial dental practice insurance to cover you for everything from malpractice claims (including legal costs) to workers’ compensation and commercial insurance. We specialize in medical practices and can help you anticipate any risks you might face.
What dental practice insurance covers
Dental practice insurance provides comprehensive coverage for a variety of risks that can impact your practice. This includes protections against allegations such as treatment failure, infection, injury, anesthesia errors, failure to diagnose, inadequate informed consent discussion, and unnecessary treatment in general dentistry and surgical procedures. These claims can result in costly malpractice lawsuits.
Separately, we can negotiate competitive practice insurance to cover typical property and general liability risks, including external threats such as fire, power outages, windstorm damage, and data breaches, which can disrupt your business operations and damage your property or equipment.
Let us examine your risks and mold an insurance package to fit your unique profile.
How much does dental practice insurance cost?
Premiums vary based on several factors, including but not limited to: specialty, the size of your practice, location, types of services offered, claim history, and coverage limits.
We’re committed to putting your needs first and helping you manage costs proactively.
“I don’t know what good rates are, Physicians Insurance do.”
Jeff Greenberg, MD, MBA, Firefly Health
Request a free, no-obligation quote today
Is it time to examine your current policies? Remember, what you don’t know can hurt you.
The simplest way to mitigate risk is through thorough preparation. At Physicians Insurance, we are best placed to help enhance your preparedness.
With our extensive experience and deep industry knowledge, we are confident in our ability to tailor a competitively priced insurance program that addresses your unique needs.
Simply complete the form to request a free, no-obligation dental practice insurance quote, and we will contact you to discuss your options.
FAQs
What is not covered by dental practice insurance?
Dental practice insurance generally does not cover intentional or criminal acts, contractual liabilities beyond standard professional duties, and claims or incidents known prior to the policy period. Additionally, issues like general wear and tear, and some cosmetic procedures not approved in advance may also be excluded. We can help you understand these exclusions and explore additional coverage options to ensure comprehensive protection for your practice.
How do I choose the right insurance plan for my dental practice?
Choosing the right dental practice insurance plan involves assessing your specific needs, considering the size and location of your practice, the types of services you offer, and your claim history. Consulting with insurance specialists like us who understand the unique risks faced by dental professionals can help you select a plan that provides the best coverage for your practice.
Is dental practice insurance tax deductible?
Yes, dental practice insurance premiums, including malpractice insurance and property/liability insurance, are generally tax deductible as business expenses. This can help reduce the overall cost of maintaining comprehensive coverage for your practice.
RELATED INFORMATION
The professional liability marketplace is dynamic, but we partner with industry leading insurers to harness the risks in modern healthcare, so you have a secure strategy designed to lessen your financial risk and to support your risk management efforts.
Let us help you find the best coverage that suits you.
We explore solutions for your practice entities, specialty facilities and other healthcare facilities.
Entity coverage is most often designed to cover vicarious professional liability exposures, while hospital and facility policies are often designed to cover the risk from both vicarious professional liability and general liability. Our medical practice insurance solutions ensure comprehensive protection tailored to the unique needs of healthcare providers and their facilities.
Even in non-clinical roles, allegations can occur. And, when they do, you need E&O coverage to protect you and your assets.
For non-clinical activities, such as consulting in the pharmaceutical world, expert witness work in the courts, or paper reviews of medical files (i.e. workers’ compensation claim file reviews), we can assist you in obtaining tailored miscellaneous E&O coverage for your protection.