These benefits are also available for member spouses and surviving spouses. This specific Metlife Program provides flexible benefits with features that include:
- Significant savings at any in-network dentist (over 114,000 participating in-network dentist locations nationally)
- Reduced out-of-pocket expenses for dental services
- Two levels of coverage:
- Option 1 covers preventive and basic dental treatment, like cleanings, X-rays and fillings
- Option 2 covers both preventive and basic dental treatment as well as a schedule of benefits for more advanced procedures like crowns and dentures
Also, of note, MetLife has been known to negotiate fees even for many non-covered services, such as adult orthodontia and cosmetics when performed by a Preferred Dentist Program in-network dentist — even when the annual maximum is exceeded.
