We can guide you on a range of options to manage risk in the face of unexpected circumstances that may arise frequently in the healthcare industry.
Flexible Small Business Owners’ Policies encompass a wide range of insurance basics, as well as many enhancements.
Basic coverages include:
- Building and Business Personal Property Insurance – repairs owned or leased building(s) and any equipment, stock, furniture or fixtures on your premises.
- Business Liability/General Liability Insurance – covers costs related to injury or damage caused to third parties on your premises (e.g.: slip and fall or on-premises crime)
Special Coverages that may be added, may include, but are not limited to:
- High value medical equipment
- Tenants Improvements and Betterments
- Fragile Articles
- Business Income
- Off-Premises Services Failure
- Medical Library Coverages
- Personal Effects of others
- Claims Expense
- Identity Recovery Coverage
- Spoilage of perishable medicine and medical supplies
- Computer/EDP
- Earthquake
- Employee Benefits Liability
- Property in Transit
- Hired & Non-Owned Auto
- Commercial Umbrella