Gain the resources you need to succeed and develop strategies that reduce your financial risk through our partnerships with industry-leading insurers committed to supporting healthcare professionals.
Medical Professional Liability Insurance
Who we provide cover for
We specialize in customizing comprehensive professional liability insurance designed to meet the diverse needs of healthcare professionals across the healthcare industry, including:
- Doctors
- Surgeons
- Nurses
- Retiring Physicians
- Residents
- Medical Students
- Practices, Hospitals & other Healthcare Facilities
What medical professional liability insurance covers
Medical professional liability insurance covers a wide range of risks associated with the medical field. This includes protection against allegations of medical negligence, mental anguish, and other liability claims that may arise in the course of professional practice.
Policies are designed to meet the specific needs of healthcare providers, from solo practitioners to large group practices, ensuring comprehensive coverage tailored to the complex demands of modern medicine.
What types of professional liability insurance are available?
Medical professional liability coverage includes protection for direct patient treatment and vicarious liability for the conduct of other insured parties. This ensures comprehensive coverage for healthcare professionals under varying circumstances.
How much does professional liability insurance cost?
Premiums vary based on several factors, including but not limited to: professional specialty, specific procedures, hours worked, claims history, type of business entity, and geographic litigation patterns.
We’re committed to putting your needs first and helping you manage costs proactively.
Harness the dynamic professional liability marketplace with secure strategies that mitigate your financial risk and enhance your risk management efforts.
Receive customized coverage tailored to the specific needs of your facility, prioritizing efficient cost management and tailored client services.
Secure professional liability coverage customized for your role as physician assistants, nurse practitioners, or other advanced practice professionals, balancing broad protection with competitive premiums.
Protect your assets from allegations in non-clinical roles such as pharmaceutical consulting, expert witness duties, or medical file reviews with tailored E&O coverage.
Thomas J. Bryant
November 19, 2018
Thomas Bryant
ARM, President
After a diverse 25-year career in Canada, including marine industry and federal law enforcement, Tom entered the US insurance world in 2004. Since his first day, he has been involved with healthcare clients — from large health systems to solo practitioners, spanning most specialties and subspecialties.Meet Thomas
Gordon Bewick
February 21, 2023
Gordon Bewick
Director
Gordon joined Physicians Insurance in 2022 after a storied career in insurance that includes founding Boston Insurance Brokerage (BIB) and 22 years with the Sedgwick Group, a leading Lloyd’s of London brokerage company, and its subsidiaries. In March 1984, he was chosen by the Sedgwick Group London to move to New York City to be part of a team to establish Sedgwick Group in the United States...Meet Gordon
S. Scott Berger
November 19, 2018
S. Scott Berger
CIC, Senior Account Executive
Scott has been in the insurance industry since 2002 and joined PIAM in 2013. He is responsible for several of the largest clients in our agency as well as overseeing the health insurance programs for practices and for retired physicians.Meet Scott
Deborah Kelley
November 19, 2018
Deborah Kelley
Operations Manager
A veteran insurance professional, Deborah skillfully satisfies clients’ need for knowledgeable, prompt service, especially when it comes to the nuances of property & casualty.Meet Deborah
Richard Weston
November 19, 2018
Richard Weston
CIC, Operations Manager
Specializing in commercial insurance, Rich joined Physicians Insurance in 2002. Since that time, he has built a solid client base, striving each day to know more about insurance products than his competitors and to provide clients with solutions whenever problems arise.Meet Richard
“For more than 30 years, Physicians Insurance has provided knowledgeable services and trusted insurance products focused exclusively on physicians and their practices. Whether you need medical professional liability insurance, or whether you’re looking for health insurance to provide to your employees, Physicians Insurance is a great resource for you. I know because I am a client, myself.”
James Gessner, MMS Past President
Request a free, no-obligation quote today
Is it time to examine your current policy? Remember, what you don’t know can hurt you.
The simplest way to mitigate risk is through thorough preparation. At Physicians Insurance, we are best placed to help enhance your preparedness.
With our extensive experience and deep industry knowledge, we are confident in our ability to tailor a competitively priced insurance program that addresses your unique needs.
Simply complete the form to request a free, no-obligation medical professional liability insurance quote, and we will contact you to discuss your options.
FAQs
What is professional liability insurance?
Professional liability insurance offers protection against liability claims from alleged negligence or harm caused by professional services, including medical negligence.
Who needs professional liability insurance?
Healthcare professionals, such as physical therapists, and any professional providing expert advice or services within the healthcare industry, should consider this coverage to protect against potential liability claims.
Is professional liability insurance tax deductible?
Yes, professional liability insurance premiums can typically be deducted as a business expense on your taxes, but always consult a tax advisor for personalized advice.
Do I need professional liability insurance if my employer already has it?
Securing your own professional liability insurance is advisable even if covered by your employer’s policy, as it provides tailored coverage that specifically addresses your individual professional risks.
What’s the difference between professional liability insurance and general liability insurance?
Professional liability insurance covers claims related to errors in professional services, such as mental anguish or malpractice, while general liability insurance covers physical risks like bodily injuries or property damage at your business location.