International Travel Medical Insurance

Make sure you’re protected with health insurance coverage for your travels abroad. With the right plan, unexpected medical situations won’t become unexpected financial burdens.

Who we provide cover for

Physicians Insurance is proud partners with IMG (International Medical Group), ensuring our clients have adequate health insurance coverage when traveling beyond US borders. IMG’s full-service approach provides healthcare professionals with international medical insurance products, servicing vacationers, those working or living abroad for short or extended periods, people traveling frequently between countries, and those who maintain multiple countries of residence.

To meet all these needs, IMG developed a comprehensive range of major medical, life, dental and disability products that can be tailored to meet your needs.

What international travel medical insurance covers

For your convenience and to assist in determining which plan is right for you, click on the following links to learn more about IGM’s health insurance plans:

Patriot Travel Medical Insurance®

Coverage for individuals and families (traveling 5 days up to 2 years):

Patriot Platinum Travel Medical Insurance℠

First-class protection for the discerning, international traveler:

Patriot Multi-Trip® Travel Medical Insurance 

Designed for frequent international travelers:

Patriot Exchange Program℠

Cultural Exchange Student insurance plans:

Patriot T.R.I.P.®

Annual coverage for individuals and families traveling abroad for over 1 year:

Global Medical Insurance®

Annual coverage for those traveling abroad several times a year:

How much does medical travel insurance cost?

The cost of medical travel insurance varies based on several factors, including the length of your trip, coverage level, destination, and age. Each plan above offers unique benefits and pricing tailored to different travel needs. Click on each plan for specific pricing details or contact us for help selecting the best coverage for your budget and travel plans.

“Physicians Insurance has always been very reasonable, upfront and honest.”

David Wasserman, Executive Director Physician Organization at Congenial Healthcare

Request a free, no-obligation quote today

Is it time to examine your current policy? Remember, what you don’t know can hurt you.

The simplest way to mitigate risk is through thorough preparation. At Physicians Insurance, we are best placed to help enhance your preparedness.

With our extensive experience and deep industry knowledge, we are confident in our ability to tailor a competitively priced insurance program that addresses your unique needs.

Simply complete the form to request a free, no-obligation international travel medical insurance quote, and we will contact you to discuss your options.


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    DISCLAIMER: Our online inquiry forms are to provide current and prospective clients an indication of premium only. Insurance coverage cannot be bound or changed via submission of this online form/inquiry provided on this site or otherwise, email, voice mail or facsimile. No binder, insurance policy change, addition, and/or deletion to insurance coverage will go into effect unless and until confirmed directly by a licensed agent.

    FAQs

    Is travel medical insurance tax deductible?

    Generally, international travel medical insurance is not tax deductible when used for personal travel. However, for healthcare professionals traveling for work, certain medical expenses related to international travel may qualify.

    Does my health insurance work internationally?

    Most health insurance plans have limited medical coverage outside the United States. To ensure comprehensive emergency medical care abroad, an international health insurance policy tailored for foreign country visits is recommended.

    How long before travelling should I take out travel insurance?

    Secure your medical insurance once your travel plans are set. This allows your plan to include coverage for unexpected medical events both before departure and during international travel.

    Are pre-existing conditions covered?

    Coverage for pre-existing conditions varies by travel medical insurance plan. Some plans offer limited options, while others exclude them altogether, focusing on new illness or injury. Review your travel medical coverage carefully to ensure it aligns with your specific needs.

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