We are dedicated to helping you find the right group health insurance policy for your business and your employees. With access to a wide range of plans, we make it easy to choose coverage that fits your needs, providing peace of mind for your team and ensuring they have access to quality health care.
Group Health Insurance
Who we provide cover for
We provide group health coverage for practices and businesses of various sizes. Whether you have a small practice with two employees or a larger organization, we offer tailored group health insurance options to meet your needs.
With a range of plans offered from leading providers, we ensure that you have access to the health care services that matter most.
What group health insurance covers
Physicians Insurance offers comprehensive group health insurance plans, including HMO and PPO options from leading providers such as Harvard Pilgrim, Tufts Health Plan, Mass General Brigham Health Plan, and Health New England.
We also provide group dental insurance through Delta Dental, BCBS, Altus, Assurant, Guardian, and MetLife. Additionally, Health Savings Accounts (HSAs) can be paired with qualifying high-deductible health care plans, allowing for tax-free withdrawals for qualified medical expenses with the option to roll over unused balances.
How much does group health insurance cost?
Premiums vary based on several factors, including but not limited to: the size of your group, the types of health plans selected, the level of coverage, the geographic location of your business, and the ages and health status of your employees. Additionally, specific plan features, such as deductibles, copayments, and the inclusion of health savings accounts, can also impact the overall cost.
We’re committed to putting your needs first and helping you manage costs proactively.
“Physicians Insurance has met and exceeded our needs.”
David Wasserman, Executive Director Physician Organization at Congenial Healthcare
Request a free, no-obligation quote today
Is it time to examine your current policy? Remember, what you don’t know can hurt you.
The simplest way to mitigate risk is through thorough preparation. At Physicians Insurance, we are best placed to help enhance your preparedness.
With our extensive experience and deep industry knowledge, we are confident in our ability to tailor a competitively priced insurance program that addresses your unique needs.
Simply complete the form to request a free, no-obligation group health insurance quote, and we will contact you to discuss your options.
FAQs
What is group health insurance?
Group health insurance is a plan offered by an employer that provides health care coverage to employees, often at a lower cost than individual health insurance.
Is group health insurance tax deductible?
Yes, for most businesses, the cost of providing group health insurance coverage is generally tax deductible.
Can small businesses offer group health insurance?
Yes, even small businesses can offer group health insurance plans. In fact, many insurers provide special group coverage options tailored to the unique needs of smaller companies.
RELATED INFORMATION
You spent your career focused on healthcare. Don’t worry about your own in retirement.
Medicare Supplemental Insurance is a critical component of complete coverage for those 65 and older. Physicians Insurance offers Massachusetts Medical Society members, their spouses over 65 years of age, and qualified dependents, several Group Medigap plans to supplement Medicare benefits.
In partnership with MetLife, Physicians Insurance offers retired and semi-retired MMS members Met Life’s Preferred Dental Program. These benefits are also available for member spouses and surviving spouses.
Bon voyage!
Well wishes aside, make sure you have health insurance that covers you when you’re abroad so that an unexpected accident or illness is not also financially crippling.