You dedicated your career to caring for the health of others. Now, let us help take care of yours in retirement.
Retiree Health Insurance Programs
Who we provide cover for
We source comprehensive retiree health insurance options tailored specifically for members of the Massachusetts Medical Society (MMS). Coverage is available for:
- MMS members aged 65 and older
- Spouses of MMS members who are over 65
- Qualified dependents of MMS members
What retiree health insurance covers
Medicare Supplemental Insurance is a critical component of complete coverage for those 65 and older. We offer several Group Medigap plans to supplement Medicare benefits, ensuring extensive healthcare coverage.
Supplemental Medicare insurance options include:
- Medex and Medicare HMO Blue from Blue Cross Blue Shield of Massachusetts
- Medicare Preferred, HMO Prime, and the Medicare Premier Supplement Plan from Tufts
Additionally, Physicians Insurance partners with Health Advocate, Inc., a leading independent health advocacy and assistance company, to help MMS Medigap plan members navigate cumbersome healthcare and insurance systems. This partnership ensures that members receive the support they need to manage their healthcare effectively.
How much does it cost?
Medicare costs vary based on several factors, including but not limited to:
- Age
- Plan selection
- Geographic location
- Health status
- Eligibility for additional benefits
We’re committed to putting your needs first and helping you manage costs proactively.
“On moving to Florida, I changed to a Medicare Advantage plan, which was unsatisfactory. Physicians Insurance went out of their way to help me change back to a Medigap policy, which is far superior. Thank you for the great information, knowledge and service.”
Dean Tully, MD
Request a free, no-obligation quote today
Is it time to examine your current policy? Remember, what you don’t know can hurt you.
The simplest way to mitigate risk is through thorough preparation. At Physicians Insurance, we are best placed to help enhance your preparedness.
With our extensive experience and deep industry knowledge, we are confident in our ability to tailor a competitively priced insurance program that addresses your unique needs.
Simply complete the form to request a free, no-obligation health insurance quote, and we will contact you to discuss your options.
FAQs
What Medicare insurance options are available for retirees?
There are several Medicare insurance options available for retirees, including Original Medicare (Part A and Part B), Medicare Advantage Plans (Medicare Part C), Medicare Supplemental Insurance (Medigap), and Prescription Drug Plans (Medicare Part D). Each option offers different levels of coverage and benefits to suit varying needs.
What is Medicare Supplemental Insurance (Medigap)?
Medicare Supplemental Insurance, also known as Medigap, is extra insurance that helps cover the gaps in Original Medicare, such as co-payments, coinsurance, and deductibles. Medigap plans can provide financial assistance for out-of-pocket costs.
What are Prescription Drug Plans under Medicare Part D?
Medicare Part D provides coverage for prescription medications. These plans are offered by insurance companies approved by Medicare and help pay for the cost of prescription drugs, reducing out-of-pocket expenses for beneficiaries.
RELATED INFORMATION
An apple a day…
You give expert advice. And we are here to guide you.
Physicians Insurance will help in the search for the right health insurance policy for you, your dependents and your employees
In partnership with MetLife, Physicians Insurance offers retired and semi-retired MMS members Met Life’s Preferred Dental Program. These benefits are also available for member spouses and surviving spouses.
Bon voyage!
Well wishes aside, make sure you have health insurance that covers you when you’re abroad so that an unexpected accident or illness is not also financially crippling.