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Medical Technology/Life Science


With more than 25 years of experience insuring life science and medical technology companies, The Hartford knows what it takes to bring you the comprehensive coverage you need. They've partnered with Medmarc®, a leading expert in products and clinical trials liability risks to offer a superior breadth of knowledge and specialized understanding that protects your business and helps keep your company on the forefront of innovation.

Coverages and Services

Blanket Clinical Trial Insurance

Through the alliance with Medmarc, they offer blanket coverage for all clinical trials. This flat rate cuts out bureaucratic delays and unexpected paperwork while automatically covering new trials.

Industry-Specific Coverages

These comprehensive coverages address common losses as well as unanticipated damage to items such as prototypes, research data and documents. These coverages also protect biological research materials, transit damage, product recall expenses and spoiled or condemned stock.

Business Income Coverage

Covers challenges posed by lost grants or unique research expenses related to FDA recertification, extending the period of restoration. It also protects your business from income loss resulting from damage to research animals, prototypes or valuable papers and research records. Covers dependent properties and operating expenses for non-income operations.

Specialized Liability Insurance

Medmarc coverage protects your company from liabilities involving medical devices, whether they are being tested in clinical trials or being sold worldwide. Devices include in vitro diagnostic tools, biotechnologies and pharmaceuticals. This coverage protects test subjects and consumers from bodily injury and adverse reactions to known or foreseeable side effects, regardless of fault.

Real-time Workers' Compensation Claims

The Hartford's @venture®risk-management information system is custom-designed for risk managers and available to eligible¹ life science and medical technology companies. In addition The Hartford works with you as a true partner. They offer access to a wide array of professionals, educational opportunities and on-site training. To learn more about The Hartford's insurance offerings, contact PIAM at 800.522.7426.

¹Generally accounts over $250,000 in premium.
(All coverages and services may not be available for all businesses or in all states. For details on what coverages and services are available to you, contact your agent at The Hartford today.)

Contact PIAM

  • Telephone Numbers
781-434-7525 Insurance All Departments
781-434-7398 Medigap, MMS Member Benefits, Health, Financial Services, and Long-Term Care
  • Fax Number
  • 781-434-6929