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Practice Insurance Checklist

What Insurance Do You Need for Your Medical Group

Medical Malpractice Insurance

Coverage for individuals, corporations, employees.

Other Professional Liability Insurance

Coverage for nurse practitioner, expert witness, clinical research, telemedicine, etc.

Workers Compensation Insurance

Mandatory in Massachusetts, even if there are no employees.

Medical Office Policy

Covers general liability, office furnishings, equipment, building, improvements to leased space and build-outs.

Commercial Umbrella/Excess Liability

Provides coverage in the event of a catastrophic liability loss.

Employment Practices Liability

Responds to allegations of wrongful termination, failure to promote, harassment, discrimination.

Billing Errors & Omissions

Responds to allegations of Fraud and Abuse.

Data Breach/Privacy Insurance

Responds to risk involving Personal Health Information.

Directors & Officers

Coverage for allegations against the organization's officers or Board

Errors & Omissions

E & O insurance covers the exposure areas that include vicarious liability, credentialling and peer review, provider selection and utilization review.

Health & Dental Insurance

PPO, POS, HMO and group dental programs for your practice.

Office Overhead

Protection to continue operations if you or another staff physician become disabled.

Life Insurance and "Key Person" Insurance

To facilitate buy-out agreements and perpetuation of the practice.

Group Life & Disability Insurance

Insurance and flexible benefit programs for you and your employees.

Long Term Care Insurance - Special Member Program

This voluntary benefit for you and your employees covers costs of home care, assisted living, nursing home.


ERISA compliance for Pension and Profit Sharing Plans.

Practice Services - Special Member Program

Healthcare Apparel Services, Banking & Lending Services, Medical Supplies.

Personal Insurance & Services

Homeowners, Auto, Personal Umbrella, Jewelry, Mortgage

For Your Employees - Voluntary Benefits

Group accident & illness insurance for your employees at no cost to the practice.

Contact us at 800-522-7426 for more information.

Contact PIAM

  • Telephone Numbers
781-434-7525 Insurance All Departments
781-434-7398 Medigap, MMS Member Benefits, Health, Financial Services, and Long-Term Care
  • Fax Number
  • 781-434-6929